If you're asking, “Do I have enough?” or “Will I be okay?” you're not alone.
We're here to help you find the clarity and confidence to live your version of a rich and fulfilling life.
WHO DO WE HELP?
Accumulators
“You’re focused on building a strong financial future and want to make sure you’re doing it right.”
Whether you're growing your career, your business, or your investment portfolio, you're actively building wealth and making important financial decisions. You might be balancing family responsibilities, saving for the future, or simply wanting more clarity and control. You're ready to be intentional about your money and use it to create more freedom, security, and choice.
Whether you're growing your career, your business, or your investment portfolio, you're actively building wealth and making important financial decisions. You might be balancing family responsibilities, saving for the future, or simply wanting more clarity and control. You're ready to be intentional about your money and use it to create more freedom, security, and choice.
Consolidators
“You’ve made progress but now it’s time to bring it all together with a plan.”
Over the years, you’ve built up savings, pensions, and investments, perhaps across multiple places. Life may feel more complex now, with evolving priorities like helping family, reducing tax, or preparing for retirement. You want a joined-up strategy that makes everything work harder, gives you confidence, and frees you from uncertainty.
Over the years, you’ve built up savings, pensions, and investments, perhaps across multiple places. Life may feel more complex now, with evolving priorities like helping family, reducing tax, or preparing for retirement. You want a joined-up strategy that makes everything work harder, gives you confidence, and frees you from uncertainty.
Decumulators
“You want to enjoy the life you’ve worked for without worrying about the money.”
Whether you’ve already retired or are thinking about stepping back, you want to know your finances can support the lifestyle you’ve envisioned. You’re thinking about how to take income sustainably, manage risk, and possibly leave a legacy. You’re looking for clarity, reassurance, and the freedom to enjoy life on your terms.
Whether you’ve already retired or are thinking about stepping back, you want to know your finances can support the lifestyle you’ve envisioned. You’re thinking about how to take income sustainably, manage risk, and possibly leave a legacy. You’re looking for clarity, reassurance, and the freedom to enjoy life on your terms.
YOUR JOURNEY WITH US
"Before we talk about money, we talk about life."
Your finances are just one part of the bigger picture. What really matters is what you want life to feel like now, in five years, and decades from now.
That’s where our process begins. With conversation. With curiosity. We want to understand how you got to where you are today, and the hopes, dreams and aspirations you have for tomorrow.
Only then do we move into creating a plan to move you towards achieving your dreams, helping you design a strategy that supports your life, not the other way around.
Our four-stage process has been designed to help you visualise, design, achieve and maintain your version of a rich life.
That’s where our process begins. With conversation. With curiosity. We want to understand how you got to where you are today, and the hopes, dreams and aspirations you have for tomorrow.
Only then do we move into creating a plan to move you towards achieving your dreams, helping you design a strategy that supports your life, not the other way around.
Our four-stage process has been designed to help you visualise, design, achieve and maintain your version of a rich life.
1. VISION WORKSHOP
1
Understand your hopes, dreams and aspirations, and get a good understanding of your current financial position
2. BLUEPRINT
2
Build your personalised financial plan
3. EXECUTE
3
Implement the plan with our expert guidance
4. MAINTAIN
4
Ongoing reviews and peace of mind
WHO WE ARE
We're a close-knit team who care deeply about the people we work with. Blending expertise with empathy, we focus on building trusted relationships and delivering advice that supports every stage of life.
Vita Planning Ltd is an appointed representative of Best Practice IFA Group Limited registration number 14821698 which is authorised and regulated by the Financial Conduct Authority. www.fca.org.uk/firms/systems-reporting/register.
Vita Planning Ltd is entered on the FCA register ( https://register.fca.org.uk/) under reference 1001393
Registered address Vita Planning, Windsor House, Cornwall Rd, Harrogate, HG1 2PW company number 13520038
Vita Planning® is a Registered Trademark of Vita Planning Ltd
Vita Planning Ltd is entered on the FCA register ( https://register.fca.org.uk/) under reference 1001393
Registered address Vita Planning, Windsor House, Cornwall Rd, Harrogate, HG1 2PW company number 13520038
Vita Planning® is a Registered Trademark of Vita Planning Ltd
© 2025 Vita Planning Limited